Share Certificates

Share Certificates

Summary

Rather than worry about the stock market, put some money into something you count on. Share certificates offer a guaranteed return on your investment, with fixed rates you can count on.

We offer several different terms you can choose from. Just lock in your rate and wait for your money to grow.

Special Promotion:

Watch your savings grow with a 12-month Bump-Up CD. Certificate rates are expected to rise this year, and we don't want you to miss out! With this CD, you'll be able to "bump up" your rate by up to .25% once during the term.*

Details:

  • 1.92% APY*
  • $500 to open
  • Risk-free investment for guaranteed returns
  • Earn higher interest than regular savings

OPEN NOW

Share Certificates:

Details:

  • Rates as high as 2.78% APY** for a 60-month term or 2.22% APY** for a 24-month term
  • Risk-free investment for guaranteed returns
  • Earn higher interest than regular savings
  • Fixed rates
  • Various term lengths for greater flexibility
  • Choose your term and lock in your rate
  • Penalty for withdrawal may apply - see fees
  • IRA Share Certificates available
  • $500 minimum opening deposit

See our rates.



*APY = Annual Percentage Yield. Minimum $500 deposit; new money only. One‐time rate increase allowed during 12‐month term if the 1-year U.S. Treasury rate increases. Amount of increase will match the 1-year U.S. Treasury rate increase, with a maximum increase of 25 basis points. 90‐day interest penalty if certificate is redeemed prior to maturity. Fees may reduce earnings. No partial withdrawals or additional deposits allowed. This rate is current as of June 22, 2018 and may be subject to change without notice. A rate increase is not guaranteed.



**APY = Annual Percentage Yield. Our rates are current as of June 22, 2018 and may be subject to change without notice. Early withdrawal penalties may apply. Withdrawals and fees may reduce earnings. If a CD product is redeemed prior to the date of maturity, the penalty assessed is 90 days of interest. The minimum balance required to open a share certificate is $500.00. You must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed APY. You will earn dividends for every day during the period that your account equals or exceeds the minimum daily balance requirement. The APY assumes dividends will remain on deposit until maturity. The credit union may offer other rates in the future. Federally Insured by NCUA.

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