Auto Loans

Auto Loans

Summary

Auto Loans

Just about everyone loves that new car smell. But not everyone knows they can get the best auto loan rates around from their local credit union. As a Sooper member, you're already ahead of the curve.

We offer low auto loan rates and affordable payment plans that fit within your budget — whether it's a flashy sports car or a reliable station wagon. Talk to one of our expert lenders about getting pre-approved for better bargaining power at the lot.

Details:

  • Competitive rates on new or used cars and trucks
  • Refinance an existing non-Sooper loan for a lower rate
  • Apply for pre-approval for better bargains
  • Flexible terms for affordable payment plans
  • Convenient automatic online payments
  • No prepayment penalty to pay off loan quickly
  • One-on-one service with Sooper's expert auto lenders
  • Local processing for fast decisioning
  • Ask for Sooper financing directly at the dealership through our partnership with CUDC. To see a list of eligible dealerships, click here.

Recreation Vehicle

Finally, the chance to own your own snowmobile or RV! We offer low rates and affordable payment plans on a number of recreational vehicles.


It's easy to make payments online, and there's no pre-payment penalty. This means you can pay the loan off even faster! Contact a Sooper representative today.

  • Competitive rates on recreational vehicles including:
  • Snowmobiles
  • RVs
  • Jet-skis
  • Boats
  • And more

Flexible terms for affordable payment plans

Convenient automatic online payments

No prepayment penalty to pay off loan quickly

One-on-one service with Sooper's expert lenders

Local processing for fast approvals


See our rates.

GAP Advantage

Did you know that if the vehicle you are now financing is totaled, or is stolen and not recovered, your insurance may not pay off the total amount due?

The value your insurance company will place on your car may be substantially less than the amount you owe.

In the event that your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, your insurance company pays the actual cash value of the vehicle at the time of loss — not what the vehicle is really worth to you! This deficiency, added to the amount of your deductible, and other expenses, can easily be thousands of dollars — money that comes out of your pocket!

Guaranteed Asset Protection (GAP) pays the difference between the Actual Cash Value (ACV) of your vehicle, which is determined by your primary insurance company, and the unpaid balance that is owed up to the policy limits.

GAP Advantage also provides an additional benefit of $1000 toward the down payment for your replacement vehicle should you suffer a total loss or unrecovered theft. You must qualify and finance the replacement vehicle through Sooper Credit Union to be eligible for this benefit.

Be sure to ask for GAP Protection when you apply for your Sooper Credit Union auto loan!







Payment Coupons

Need to print payment coupons?

At Sooper, our goal is to make managing your accounts as convenient as possible. To aid in this process, loan payment coupons are available to print here. Payment coupons may also be printed upon request at any of our branch locations.

Looking for an even easier way to make your payment? Sign up for Online Banking to transfer payments directly from your Sooper account, or use our free Bill Pay system.


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