It's about time there's a checking account that actually pays you, instead of the other way around. Free Sooper Cash Back checking pays 3% cash back on your debit card purchases, up to $108 cash back per year!*
You'll also get refunds on your ATM withdrawal fees here in the Denver Metro Area and anywhere else in the country* — so every ATM is your ATM! It's just another rewarding reason to bank with Sooper Credit Union.
- Free checking with rewards
- Get 3% cash back on debit card purchases (up to $9 monthly)*
- Get refunds for ATM fees nationwide (up to $25 monthly)*
- No minimum balance to earn rewards
- No monthly service charge
- Several easy ways to manage your account via
- Free online banking and bill pay
- Free mobile banking
- Free telephone banking
- Free Mastercard® debit card
- Free e-Statements
- Free nationwide access to your account via
- Over 30,000 surcharge-free CO-OP ATMs
- Access to accounts at any CU Service Center location
We've made it "Sooper" easy to qualify. To earn your rewards, all you have to do in your Sooper Cash Back account are the following activities and transactions:
- Have at least 15 debit card purchases post and settle during the qualification cycle
- Be enrolled and receive e-statement notice
- Deposit at least $500 via direct deposit/ACH credit into your account during the qualification cycle
And that's all! If for some reason you don't qualify, don't worry. The account is still free. You can get back to earning the full rewards the very next monthly qualification cycle!
See our current rates.
- Qualification Dates
Cycle Dates Dec. 31, 2017 - Jan. 30, 2018 Jun. 30, 2018 - Jul. 30, 2018 Jan. 31, 2018 - Feb. 27, 2018 Jul. 31, 2018 - Aug. 30, 2018 Feb. 28, 2018 - Mar. 30, 2018 Aug. 31, 2018 - Sep. 29, 2018 Mar. 31, 2018 - Apr. 29, 2018 Sep. 30, 2018 - Oct. 30, 2018 Apr. 30, 2018 - May 30, 2018 Oct. 31, 2018 - Nov. 29, 2018 May 31, 2018 - Jun. 29, 2018 Nov. 30, 2018 - December 30, 2018
* Accurate as of 7/1/18. When monthly qualifications are met, you receive 3% cash back on debit card purchases that post and settle to account during monthly qualification cycle up to a total cash back amount of $9 per monthly qualification cycle. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.