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Routing: 302076017
Routing: 302076017
Routing: 302076017
Routing: 302076017

Rates

All rates are current as of March 1, 2024 and may be subject to change without notice.

*APY=Annual Percentage Yield
Penalty for early withdrawal or too many withdrawals may apply. Fees may reduce earnings.
  • Balance Range
    APY*
  • $0 - $2,499.99
    0.10%
  • $2,500.00 - 9,999.99
    0.10%
  • $10,000 +
    0.20%
*APY=Annual Percentage Yield
Fees may reduce earnings.
  • Balance Range
    APY*
  • $1.00 - $2,499.99
    0.10%
  • $2,500.00 - 9,999.99
    0.10%
  • $10,000.00 - 19,999.99
    0.15%
  • $20,000.00 - 49,999.99
    0.20%
  • $50,000.00 +
    0.30%
*APY=Annual Percentage Yield
Fees may reduce earnings.

Bump-Up Certificates of Deposit (CD)

  • Term
    Balance Range
    $2,500.00-$49,999.99 APY*
    Balance Range
    $50,000.APY*
  • 22 months
    3.90%
    4.00%
*APY = Annual Percentage Yield. Minimum balance to open the account and earn the advertised APY is $2,500. Members may request a rate increase should the published rate on the Bump-Up CD increase. See a representative for details. Minimum balance of $2,500 must be maintained to deposit or withdraw funds. Terms and rates subject to change at any time without notice. Early withdrawal penalties may apply. Membership required. Insured by NCUA.

Certificate of Deposit (CD) Account & Traditional or Roth IRA CD Accounts

  • Term
    Balance Range
    $500.00 - $49,999.99
    APY*
    Balance Range
    $50,000.00 +
    APY*
  • 6 months
    4.75%
    4.85%
  • 12 months
    4.75%
    4.85%
  • 18 months
    3.00%
    3.10%
  • 24 months
    3.25%
    3.35%
  • 36 months
    3.25%
    3.35%
  • 48 months
    3.00%
    3.10%
  • 60 months
    3.00%
    3.10%
*APY = Annual Percentage Yield. Dividends are compounded and credited monthly. Minimum balance to open the CD and earn the advertised rate is $500. Early withdrawal penalties may apply. Withdrawals and fees may reduce earnings. If a CD product is redeemed prior to the date of maturity, the penalty assessed is 90 days of dividends. You must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed APY. You will earn dividends for every day during the period that your account equals or exceeds the minimum daily balance requirement. The APY assumes dividends will remain on deposit until maturity.
  • Balance Range
    APY*
  • $0 - $2,499.99
    0.25%
  • $2,500 - $9,999.99
    0.75%
  • $10,000 - $19,999.99
    0.90%
  • $20,000 - $49,999.99
    1.00%
  • $50,000 - $89,999.99
    1.25%
  • > $90,000
    1.50%
*APY=Annual Percentage Yield. The balances set forth above are the minimum opening balances required to earn the APY. Once a balance tier has been met, the APY for that tier will apply to the entire account balance. Fees could reduce earnings.

Checking Accounts

*APY=Annual Percentage Yield. Other checking account fees could reduce earnings.

Sooper Cash Checking Account

  • Balance Range
    APY*
  • $1.00 - $14,999.99
    5.00%
  • $15,000+
    0.50%
  • All balances if qualifications not met
    0.05%
To earn rewards, each monthly qualification cycle:
- Have at least 15 debit card purchases post and settle
- Be enrolled and receive eStatement
- Deposit at least $500 via Direct Deposit/ACH transactions into your account during the qualification cycle
*APY=Annual Percentage Yield. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to and including $14,999 earn 5.00% APY; (3) balances of $15,000+ earn 0.50% APY on the portion of balance greater than and including $15,000. If qualifications are not met, all balances earn 0.05% APY. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. ATM-processed transactions do not count toward qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. Other checking account fees could reduce earnings.
$500 minimum can be met with one or multiple transactions.

Sooper Cash Back Checking Account

  • Amount to Open
    Cash Back
  • $0
    Get 3% cash back on debit card purchases (up to $9 monthly)*
To earn rewards, each monthly qualification cycle:
- Have at least 15 debit card purchases post and settle
- Be enrolled and receive eStatement
- Deposit at least $500 via Direct Deposit/ACH transactions into your account during the qualification cycle
When monthly qualifications are met, you receive 3% cash back on debit card purchases that post and settle to account during monthly qualification cycle up to a total cash back amount of $9 per monthly qualification cycle. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. Limit one account per SSN. Other checking account fees could reduce earnings.
$500 minimum can be met with one or multiple transactions.

All rates are current as of March 1, 2024 and may be subject to change without notice.

*APR=Annual Percentage Rate. Sooper Credit Union uses credit-based pricing. Annual Percentage Rate (APR) is subject to credit approval and for well-qualified borrowers who do not have an auto loan with Sooper Credit Union. APR is based on the borrower’s credit history, term of the loan, loan to value, and age of the automobile. Other conditions may apply including term adjustments. Not all will qualify for the lowest APR. Lowest auto loan rate is available for existing members only.
**Foreign transaction fees apply; 1.10% of each foreign currency transaction in U.S. dollars, and 0.90% of each U.S. dollar transaction that occurs in a foreign country.
***During the life of the loan, the maximum APR could be 18%. The estimated aggregate of the credit union and third-party fees is $165.25 to $1,600. Interest may be tax-deductible. Consult your tax advisor.
^The rate is a variable rate (prime + 4%). The credit union may offer other rates in the future.
~To see full disclosures click here.
Auto Loans: For example, on a new car loan for $10,000 at 5% APR for 60 months, you would make 60 payments of $188.68.
Licensed Recreational Vehicles: For example, on a new licensed recreational vehicle loan for $15,000 at 12% APR for 48 months, you would make 48 payments of $394.84. Non-Licensed Recreational Vehicles: For example, on a new non-licensed recreational vehicle loan for $8,000 at 15% APR for 36 months, you make 36 payments of $277.18.
****Term adjustments may apply.

All rates are current as of March 1, 2024 and may be subject to change without notice.

  • Amount to Open
    Minimum Balance
    APY*
  • $1
    N/A
    0.10%
*APY=Annual Percentage Yield

Bump-Up Certificate of Deposit (CD)

  • Term
    Balance Range
    $2,500.00-$49,999.99 APY*
    Balance Range
    $50,000.00 APY*
  • 22 Months
    3.90%
    4.00%
*APY = Annual Percentage Yield. Minimum balance to open the account and earn the advertised APY is $2,500. Members may request a rate increase should the published rate on the Bump-Up CD increase. See a representative for details. Minimum balance of $2,500 must be maintained to deposit or withdraw funds. Terms and rates subject to change at any time without notice. Early withdrawal penalties may apply. Fees may reduce earnings.

Business Certificate of Deposit Account (CD)

  • Term
    Balance Range
    $500.00 - $49,999.99
    APY*
    Balance Range
    $50,000.00 +
    APY*
  • 6 Months
    4.75%
    4.85%
  • 12 Months
    4.75%
    4.85%
  • 18 Months
    3.00%
    3.10%
  • 24 Months
    3.25%
    3.35%
  • 36 Months
    3.25%
    3.35%
  • 48 Months
    3.00%
    3.10%
  • 60 Months
    3.00%
    3.10%
*APY = Annual Percentage Yield. Dividends are compounded and credited monthly. Minimum balance to open the CD and earn the advertised rate is $500. Early withdrawal penalties may apply. Withdrawals and fees may reduce earnings. If a CD product is redeemed prior to the date of maturity, the penalty assessed is 90 days of dividends. You must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed APY. You will earn dividends for every day during the period that your account equals or exceeds the minimum daily balance requirement. The APY assumes dividends will remain on deposit until maturity.

  • Balance Range
    APY*
  • $0 - $2,499.99
    .25%
  • $2,500 - $9,999.99
    .75%
  • $10,000 - $19,999.99
    .90%
  • $20,000 - $49,999.99
    1.00%
  • $50,000 - $89,999.99
    1.25%
  • $90,000 - $999,999.99
    1.50%
  • >$1,000,000
    2.00%
*APY=Annual Percentage Yield. The balances set forth above are the minimum opening balances required to earn the APY. Once a balance tier has been met, the APY for that tier will apply to the entire account balance. Fees could reduce earnings.

Business Checking Accounts

*APY=Annual Percentage Yield. Other checking account fees could reduce earnings.

All rates are current as of March 1, 2024 and may be subject to change without notice.

  • Product
    APR*
  • Business Auto Loan
    Rates as low as 7.94%
  • Business Line of Credit
    Rates as low as 11.99%
  • Business Credit Cards**
    Rates as low as 12.99%
*APR=Annual Percentage Rate. Subject to credit approval. Must be in business for two or more years to apply. Line of Credit and Credit Card are variable rates and change based on prime.
**Foreign transaction fees apply; 1.10% of each foreign currency transaction in U.S. dollars, and 0.90% of each U.S. dollar transaction that occurs in a foreign country.

At Sooper Credit Union, we are committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and you encounter difficulties using the website, please contact us at (303) 427-5005 or (888) SOOPER1 for additional assistance. Products and services available on this website are available at our corporate office located at 5005 West 60th Ave Arvada, CO 80003.

Sooper Credit Union Copyright © 2024

Insured by NCUA | Excess Share Insurance | Equal Housing Opportunity | NMLS# 422866

The ESI program provides up to an additional $250,000 of insurance once a credit union members’ balance exceeds the coverage provided by the primary share insurer (NCUA).

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