Home Equity Loans | Arvada, CO - Grand Junction, CO - Denver, CO | SCU
Home Equity Loans

Home Equity Loans

Summary

Turn to your own home the next time you need money. It's simple. Use the equity you've built in your home to fund that tuition hike, consolidate high interest debt, or take that much-needed vacation.

A home equity loan offers a safety cushion to help you sleep at night, without having to empty your savings. We offer low rates and easy payment plans.

Details:

  • Low rate financing using your home equity as collateral
  • Flexible payment plans to fit your budget
  • Interest only payments are often tax deductible*
  • Convenient automatic online payments
  • No prepayment penalty to pay off loan quickly
  • Local processing for fast approvals and efficiency
  • Attentive personalized service here in Colorado

See our rates.

*Consult your tax advisor. Interest on loan greater than FMV is not deductible. During the life of your loan, the maximum APR could be 18%. The estimate aggregate of credit union and third party fees is $802 to $1,300.



NMLS#: 422866

HELOCs

Home Equity Lines of Credit

Get the security of a loan with the flexibility of a line of credit. Draw from your home equity to fund that major expense. Use what you need, when you need it. Then pay it all off and use it again — without having to reapply. It's like having a second, steady source of income!

Details:

  • Draw on your home equity for financing
  • Use what you need, when you need it
  • Pay it off and reuse, without having to reapply
  • Convenient automatic online payments
  • Local processing for fast approvals and efficiency
  • Attentive personalized service right here in Colorado

*Consult your tax advisor. Interest on loan greater than FMV is not deductible. During the life of your loan, the maximum APR could be 18%. The estimate aggregate of credit union and third party fees is $802 to $1,300.


NMLS#: 422866

Express Mortgages

Have equity and looking for a low-interest, short-term mortgage loan? Consider an express mortgage from Sooper. Refinance your first mortgage or get cash out of your home — without the points, application fees, or origination fees. Call now to lock in your rate!

Details:

  • Low, fixed rate
  • No points, application fees, or origination fees
  • Financing up to 80% Loan to Value (LTV)
  • No prepayment penalties
  • Easy pay with online banking
  • Choose terms up to 15 years



NMLS#: 422866

Loan Coupon

Need to print payment coupons?

At Sooper, our goal is to make managing your accounts as convenient as possible. To aid in this process, loan payment coupons are available to print here. Payment coupons may also be printed upon request at any of our branch locations.


Looking for an even easier way to make your payment? Sign up for Online Banking to transfer payments directly from your Sooper account, or use our free Bill Pay system.

ValueCheck

Interested in the value of your home?

Use this tool to obtain comparable sale prices of properties located in your neighborhood.

Home Address:
(City, State and Zip Code are not required)




Note: Comparable sales data is being provided by ValueCheck, Inc. (www.valuecheck.com) and is for research and reference purposes only. Comparable sales data is available for most counties in Colorado. A written appraisal performed by a licensed appraiser may be required for your loan.

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