Auto Loans | Sooper Credit Union | Lakewood, CO - Arvada, CO - Grand Junction, CO – Denver, CO
Auto Loans

Auto Loans

Summary

No Payments for 90 Days!*

Are you thinking about replacing your old car this winter? Purchase a new or used vehicle by December 31st and enjoy your car for the first 90 days with no payments!


Refinance with Sooper and Get 1% Cash Back!**

What's better than refinancing your auto loan with a lower interest rate? Why, getting some cash back, of course! When you refinance your auto loan from another financial institution with Sooper, you not only have the opportunity to lower your monthly payment, but you can also put some money in your pocket. Contact us today to start the process.


Just about everyone loves that new car smell. But not everyone knows they can get the best auto loan rates around from their local credit union. As a Sooper member, you're already ahead of the curve.

We offer low auto loan rates and affordable payment plans that fit within your budget — whether it's a flashy sports car or a reliable station wagon. Talk to one of our expert lenders about getting pre-approved for better bargaining power at the lot.

Details:

  • Competitive rates on new or used cars and trucks
  • Refinance an existing non-Sooper loan for a lower rate
  • Get pre-approved for better bargains
  • Flexible terms for affordable payment plans
  • Convenient automatic online payments
  • No prepayment penalty to pay off loan quickly
  • One-on-one service with Sooper's expert auto lenders
  • Local processing for fast approvals
  • Ask for Sooper financing directly at the dealership through our partnership with CUDC. To see a list of eligible dealerships, click here.

See our rates.


Recreational Vehicles

Finally, the chance to own your own snowmobile or RV! We offer low rates and affordable payment plans on a number of recreational vehicles.

It's easy to make payments online, and there's no pre-payment penalty. This means you can pay the loan off even faster! Contact a Sooper representative today.

Details:

  • Competitive rates on recreational vehicles including:
  • Snowmobiles
  • RVs
  • Jet-skis
  • Boats
  • And more
  • Flexible terms for affordable payment plans
  • Convenient automatic online payments
  • No prepayment penalty to pay off loan quickly
  • One-on-one service with Sooper's expert lenders
  • Local processing for fast approvals
Car-buying Advice

First Time Car-Buyers

Looking to buy your first vehicle, but don't have enough credit or a co-signer? We can help! Our First-Time Car Buyer program is designed to help you afford the vehicle you want while still maintaining your financial independence. To learn more, call us at 303-427-5005 (toll-free at 1-888-SOOPER-1).

If you would like information on the GAP protection available to Sooper Credit Union members, please click here.

To provide Sooper Credit Union with your insurance information, please go to ImCovered.com.

Convenient Auto Buying Services

Payment Coupons

Need to print payment coupons?

At Sooper, our goal is to make managing your accounts as convenient as possible. To aid in this process, loan payment coupons are available to print here. Payment coupons may also be printed upon request at any of our branch locations.

Looking for an even easier way to make your payment? Sign up for Online Banking to transfer payments directly from your Sooper account, or use our free Bill Pay system.

*Offer valid for purchases only, current credit union loans excluded. Interest will continue to accrue from the date of disbursement. 90 day no payment is subject to a qualifying credit score of 680 and above, first payment may be deferred up to 90 days from the date of closing. The first month's payment may reflect a smaller or zero principal reduction due to the number of days of interest accrual from the closing date to the first payment date. Offer ends December 31st, 2016.

**Existing Sooper Credit Union auto loans are excluded from this offer. Rates are based on credit score, loan to value and collateral (2010 or newer autos/trucks up to 100% LTV). Underwriting criteria apply. Refinanced auto loan must be at least $7,500 in order to receive the 1% cash back offer. The 1% Cash Back offer applies to refinanced loans closed at Sooper Credit Union and is calculated based on the amount financed, less any back-end add-ons such as GAP insurance, Collateral Protection Insurance and Credit Life and Disability Insurance. The calculated 1% will be deposited into your primary Share Savings account within 1 week of loan closing; not exceeding $500 per loan. Cash back funds received may be reported to the IRS as income on form 1099-MISC. Interest will continue to accrue from date of disbursement.

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