Home Equity Loans
Sooper Credit Union offers two home equity products — a loan and a line of credit. With a home equity loan or line of credit you can use the equity in your home to make much needed improvements to your home, pay for college, consolidate high-interest debt or take that vacation you’ve always wanted! The possibilities are endless!
Home Equity Loan
Our fixed rate home equity loan is a low-cost way of financing your goals.
Home Equity Line of Credit Loan (HELOC)
A home equity line of credit (also known as a HELOC) is a variable rate line of credit that allows you to borrow money as you need it. A HELOC is a type of revolving credit for which your home is used as collateral; your payment each month is based upon the outstanding balance owed. As payments are applied to principal, your available credit increases accordingly.
First Mortgages
We offer a variety of first mortgage options
Features 
- Low, competitive rates
- Flexible terms
- No pre-payment penalties
- Up to 100% financing
- Automatic online payments
- Interest may be tax deductible, consult your tax advisor