Individual Retirement Accounts
Retire without worry and begin saving in a Sooper Credit Union IRA today. Whether you’re opening a new IRA or you have a rollover from another plan, we have the right retirement account for you. Compare our IRA rates, terms and options, and you’ll see that you can reach your goals with Sooper Credit Union. We also offer IRA certificates of deposit.
Traditional IRA
Your annual contributions are tax-deductible, depending on how much money you earn, your marital status, and whether you contribute to a 401(k) plan at work. You can also rollover a 401(k) from a previous employer.
Roth IRA
Your annual contributions are not tax-deductible, but when you retire, your withdrawals are tax-free. Roth IRAs are used primarily for retirement savings, but you can also use them for qualifying first home purchases, education and medical expenses.
Do you want to see how your savings can add up? Our savings account calculator is a great way to see how every little bit counts.
Features
- Flexible terms
- Higher interest to help you reach your goals faster
- Start with as little as $500
- IRA CD’s available (contact us for more information)